Getting Started with deema
This is your starting point to enabling deema as a payment method for your customers.
๐ Getting Started with deema
deema is a Shariah-compliant Buy Now, Pay Later (BNPL) solution that empowers customers to split purchases into interest-free installments while helping merchants boost conversions and average order values.
๐ Quick Integration Options
Choose your integration method based on your platform:
Install our ready-made plugin for WordPress/WooCommerce stores
Integrate using REST APIs with code examples
Embed our lightweight payment widget
๐๏ธ How deema Works
Complete Payment Flow
1. ๐ Customer Chooses deema at Checkout
Customers select deema as payment method and pay a portion upfront, with the rest split into scheduled installments.
2. โก Quick Registration
New users register with basic info (phone number), while returning users simply log in.
3. ๐ Instant Eligibility Check
deema evaluates eligibility and shows installment options based on the user's profile.
4. โ
Order Confirmation
Customer receives a clear payment plan breakdown. First payment is immediate, future payments are automatic.
5. ๐ธ 0% Interest
All installment plans are interest-free when payments are made on time.
6. ๐ฐ Full Merchant Payout
Merchants receive the full amount upfront (minus service fee), while deema handles customer collections.
๐ Requirements & Limitations
Supported Features
- โ Currencies: KWD (Kuwait)
- โ Platforms: WooCommerce, Magento, Custom integrations
- โ Payment methods: Debit cards, Credit cards
- โ Installment options: 2-4 installments (varies by customer)
Technical Requirements
- SSL certificate (mandatory)
- Webhook endpoint for payment notifications
- Customer phone number validation (+965 for Kuwait)
๐ฏ Next Steps
Sign up for a merchant account and get your API keys
Explore complete API reference and advanced features
Updated 4 months ago
After you know how's deema works, you can go and register a new merchant account on deema