Getting Started with deema

This is your starting point to enabling deema as a payment method for your customers.

๐ŸŒŸ Getting Started with deema

deema is a Shariah-compliant Buy Now, Pay Later (BNPL) solution that empowers customers to split purchases into interest-free installments while helping merchants boost conversions and average order values.


๐Ÿš€ Quick Integration Options

Choose your integration method based on your platform:


๐Ÿ›๏ธ How deema Works

Complete Payment Flow

1. ๐Ÿ›’ Customer Chooses deema at Checkout

Customers select deema as payment method and pay a portion upfront, with the rest split into scheduled installments.

2. โšก Quick Registration

New users register with basic info (phone number), while returning users simply log in.

3. ๐Ÿ” Instant Eligibility Check

deema evaluates eligibility and shows installment options based on the user's profile.

4. โœ… Order Confirmation

Customer receives a clear payment plan breakdown. First payment is immediate, future payments are automatic.

5. ๐Ÿ’ธ 0% Interest

All installment plans are interest-free when payments are made on time.

6. ๐Ÿ’ฐ Full Merchant Payout

Merchants receive the full amount upfront (minus service fee), while deema handles customer collections.



๐Ÿ“‹ Requirements & Limitations

Supported Features

  • โœ… Currencies: KWD (Kuwait)
  • โœ… Platforms: WooCommerce, Magento, Custom integrations
  • โœ… Payment methods: Debit cards, Credit cards
  • โœ… Installment options: 2-4 installments (varies by customer)

Technical Requirements

  • SSL certificate (mandatory)
  • Webhook endpoint for payment notifications
  • Customer phone number validation (+965 for Kuwait)

๐ŸŽฏ Next Steps




Whatโ€™s Next

After you know how's deema works, you can go and register a new merchant account on deema