🌟 Getting Started with deema

deema is a Shariah-compliant Buy Now, Pay Later (BNPL) solution that empowers customers to split purchases into interest-free installments while helping merchants boost conversions and average order values.

🚀 Quick Integration Options

Choose your integration method based on your platform:

WooCommerce Plugin

Install our ready-made plugin for WordPress/WooCommerce stores

API Reference

Integrate using REST APIs with code examples

deema Widget

Embed our lightweight payment widget

🛍️ How deema Works

Complete Payment Flow

1. 🛒 Customer Chooses deema at Checkout

Customers select deema as payment method and pay a portion upfront, with the rest split into scheduled installments.

2. ⚡ Quick Registration

New users register with basic info (phone number), while returning users simply log in.

3. 🔍 Instant Eligibility Check

deema evaluates eligibility and shows installment options based on the user's profile.

4. ✅ Order Confirmation

Customer receives a clear payment plan breakdown. First payment is immediate, future payments are automatic.

5. 💸 0% Interest

All installment plans are interest-free when payments are made on time.

6. 💰 Full Merchant Payout

Merchants receive the full amount upfront (minus service fee), while deema handles customer collections.

📋 Requirements & Limitations

Supported Features

✅ Currencies: KWD (Kuwait)
✅ Platforms: WooCommerce, Magento, Custom integrations
✅ Payment methods: Debit cards, Credit cards
✅ Installment options: 2-4 installments (varies by customer)

Technical Requirements

SSL certificate (mandatory)
Webhook endpoint for payment notifications
Customer phone number validation (+965 for Kuwait)

🎯 Next Steps

Get API Credentials

Read Full API Docs

Explore complete API reference and advanced features